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The Costa del Sol, also known as the "Costa del Golf", is home to over 70 world-class golf courses, making it one of the top golf destinations in Europe. With its mild, sunny climate, breathtaking sea views, and impeccably maintained fairways, it's a true golfer's paradise.

Whether you're looking for a challenging championship course or a scenic, relaxing round, the Costa del Sol has it all. Here are some of the best courses you should not miss:


Top Golf Courses on the Costa del Sol

1️⃣ Real Club Valderrama (Sotogrande) – Spain’s Most Prestigious Course 

Location: Sotogrande (Cádiz)
Ranked: One of Europe’s best golf courses
Famous for: 1997 Ryder Cup & Andalucía Masters

This legendary course is one of the finest in the world, known for its immaculate design and challenging fairways.

Exclusive & prestigious – a must-play for serious golfers!


2️⃣ Finca Cortesín Golf Club (Casares) – Elegance & Perfection ⛳

Location: Casares
Ranked: Among Spain’s top courses
Famous for: 2023 Solheim Cup

A luxurious course featuring wide fairways, strategic bunkers, and world-class maintenance – a golfer's dream.

Perfect for golfers who appreciate exclusivity & quality.


3️⃣ La Reserva Club (Sotogrande) – Pure Elegance & Nature 

Location: Sotogrande
Ranked: One of the most scenic courses in southern Spain
Famous for: Wide fairways & a private, peaceful setting

A spectacular course with top-tier service and a luxurious beach club – ideal for high-end golfers.

Private & exclusive – perfect for those who love luxury.


4️⃣ Los Naranjos Golf Club (Marbella) – A Classic with Charm 

Location: Marbella
Ranked: One of Marbella’s most popular courses
Famous for: Perfectly designed for all skill levels

Wide fairways, fast greens, and a fantastic clubhouse atmosphere make this a must-visit.

A top choice for golfers in Marbella!


5️⃣ Marbella Golf & Country Club – Challenge & Stunning Views ⛳

Location: Marbella
Ranked: One of the most picturesque courses in the region
Famous for: Breathtaking Mediterranean views

Designed by Robert Trent Jones Sr., this course offers a thrilling mix of ocean views and strategic play.

Perfect for golfers who love a challenge & great scenery.


6️⃣ Santana Golf (Mijas) – A Hidden Gem 

Location: Mijas
Ranked: Great value for money
Famous for: Tranquil setting & enjoyable design

A peaceful yet challenging course surrounded by nature and avocado trees.

Perfect for a relaxed, enjoyable round of golf.


7️⃣ La Cala Golf Resort – Spain’s Largest Golf Resort ⛳

Location: Mijas
Ranked: Three spectacular 18-hole courses
Famous for: A world-class golf & wellness resort

With three championship courses, La Cala Golf Resort offers unmatched variety and quality.

Ideal for golf vacationers!


8️⃣ Atalaya Golf & Country Club – Two Great Courses 

Location: Estepona
Ranked: Popular & accessible
Famous for: Classic Old Course & modern New Course

With two distinct 18-hole courses, it’s great for golfers of all levels.

A must for players who love variety!


9️⃣ Alcaidesa Links Golf Resort – A True Links Experience 

Location: San Roque (near Gibraltar)
Ranked: One of the few true links courses in Spain
Famous for: Spectacular views of the Mediterranean & Gibraltar

With dunes and coastal winds, this course feels like a Scottish links in southern Spain.

A must-play for links golf fans!


Torrequebrada Golf Club – A Spectacular Hidden Gem ⛳

Location: Benalmádena
Ranked: One of the most scenic & challenging courses
Famous for: Tight fairways & stunning elevation changes

A diverse course with elevated greens and panoramic views – a true test of skill.

A must-play for strategic golfers!


Why Play Golf on the Costa del Sol?

The Costa del Sol is a golfer’s paradise – and here’s why:

Over 320 sunny days per year ☀️
More than 70 world-class golf courses 
Breathtaking sea & mountain views 
Top-tier gastronomy & luxury resorts 
Easy access via Málaga & Gibraltar airports ✈️

From challenging championship layouts to relaxed resort courses, the Costa del Sol has something for every golfer!

LEER MÁS

The TasteAtlas Awards results are in – and Spain has secured a spot among the Top 3 best cuisines in the world! Only Italy and Greece ranked higher. Other countries in the Top 10 include Japan, India, Mexico, Turkey, the USA, France, and Peru.

But what makes Spanish cuisine so special? Why does it attract people from all over the world? And why is the Costa del Sol a food lover’s dream? Let’s take a culinary journey! 


Spanish Cuisine – A Feast for the Senses

 

Spain is a country rich in culinary traditions, shaped by centuries of history. From Roman influences to Moorish flavors and modern innovations, Spanish cuisine is a fascinating blend of culture, heritage, and regional specialties.

 

Fresh Ingredients from Land & Sea

 

Thanks to its location between the Mediterranean and the Atlantic, Spain offers an incredible variety of fresh ingredients. Spanish cuisine is all about quality and authenticity, featuring:

Fresh seafood & fish – Enjoyed grilled, in stews, or in a flavorful paella.
Premium meats – From Iberian ham to Galician beef.
Sun-ripened vegetables & fruits – Tomatoes, peppers, olives, and citrus fruits are key in many dishes.
High-quality olive oil – Andalusia is one of the world’s largest producers!

All of this makes Spanish cuisine healthy, diverse, and incredibly delicious!


Costa del Sol – A Culinary Paradise

 

Those who live in Spain or visit the Costa del Sol don’t just come for the sunshine – they come for the unforgettable gastronomic experience. This region is famous for its fresh Mediterranean cuisine, healthy diet, and the joy of outdoor dining.

Here are some must-try specialties from the Costa del Sol:

 

Paella – The Iconic Spanish Dish

 

There are many variations of paella, but the most famous ones are:
Paella Valenciana – Made with saffron rice, chicken, rabbit, tomatoes, beans & snails.
Paella de Mariscos – A delicious seafood version with shrimp, mussels & squid.

Eating a freshly made paella by the sea is an unforgettable experience!

 

Espetos – Grilled Sardines on the Beach

 

A specialty of the Costa del Sol! Fresh sardines are skewered on wooden sticks and grilled over an open fire – a simple yet incredibly flavorful tradition!

 

Tapas – Small Plates, Big Flavors

 

Andalusia is known for its amazing tapas culture. Whether it’s classic Jamon Ibérico, Manchego cheese, or olives, or more creative seafood and veggie options, tapas are a must!

Popular tapas from Málaga & Andalusia:
Gambas al Ajillo – Shrimp sautéed in garlic oil
Tortilla Española – Spanish potato omelet
Salmorejo & Gazpacho – Refreshing cold tomato soups, perfect for summer
Montaditos – Small sandwiches with a variety of toppings

Wine & Sherry – The Perfect Pairing

 

Spain is home to some of the world’s finest wines. Must-try options include:
Rioja & Ribera del Duero – Rich, full-bodied red wines
Albariño & Verdejo – Crisp white wines, perfect with seafood & tapas
Sherry from Jerez – From dry to sweet, an Andalusian classic


Sweet Temptations – Spanish Desserts

 

Spain also has plenty to offer for those with a sweet tooth! Some of the most famous desserts include:

Crema Catalana – Similar to crème brûlée but with citrus flavors
Churros with Hot Chocolate – Perfect for breakfast or a sweet snack
Basque Cheesecake (San Sebastián Cake) – A creamy, caramelized delight from the Basque Country


A Taste of Spain Every Day – Why Not Forever?

Spain isn’t just a dream vacation destination – it’s also an incredible place to live. Wouldn’t it be amazing to enjoy this cuisine every day?

Why not buy a property on the Costa del Sol and experience the Spanish lifestyle forever?

✔ Sunny climate all year round
✔ Stunning beaches & Mediterranean way of life
✔ First-class restaurants & tapas bars right at your doorstep

Contact us today! We’ll help you find your dream home in Spain.

Mike Naumann Immobilien – Your expert for real estate on the Costa del Sol!

#SpanishCuisine #CostaDelSol #PaellaLovers #TapasTime #SpainLife #MoveToSpain #LivingInSpain

LEER MÁS

While the rest of Europe is still dealing with unpredictable weather, we’re already enjoying pleasant temperatures between 18 and 25°C here on the Costa del Sol. It’s the perfect time for relaxing beach walks, breathtaking hikes, and cozy evenings on the terrace watching the sunset.


 

Why is spring the best season on the Costa del Sol?


Mild climate & plenty of sunshine – Perfect for outdoor activities!
Blooming nature – From Málaga’s botanical gardens to Andalusia’s charming white villages.
Cultural events & festivals – Experience Semana Santa, the May Crosses, and the spectacular Feria de Abril.
Delicious Mediterranean cuisine – Fresh seafood, seasonal vegetables & sun-ripened fruits at their best!

 

Our top recommendations for spring 2025:


Caminito del Rey – A breathtaking hike through dramatic gorges!
Wine tasting in Ronda – Enjoy exclusive Andalusian wines with stunning views.
Dolphin tour in Benalmádena – A unique experience on the Mediterranean!
Relax in Marbella – Luxury beach clubs & a charming old town to explore.

 

Dreaming of enjoying this lifestyle all year round?


Now is the best time to secure your own home on the Costa del Sol! Whether as an investment for holiday rentals or your personal retreat by the sea, we’ll find the perfect property for you.

Contact us for a free consultation!
Mike Naumann Immobilien – Your expert for exclusive properties on the Costa del Sol!

LEER MÁS

Buying a property on the Costa del Sol is an attractive investment opportunity or second home option for many Europeans, Swiss, British, and non-EU citizens. Financing through a Spanish bank is a common option. This guide explains the requirements, conditions, necessary documents, and provides financial examples for different buyer groups.

 


1. Financing Options with Spanish Banks

 

Spanish banks typically offer mortgage loans for non-residents with a term of up to 25-30 years. The maximum loan-to-value (LTV) ratio varies by buyer group:

  • EU Citizens (e.g., Germans, Austrians, Dutch): Up to 70% of the property value

  • Swiss & British (Non-EU Citizens): Up to 60% of the property value

  • Americans & Other Non-Europeans: Up to 50-60% of the property value

The current interest rates for 2025 range from 3.5% - 4.5% variable or 4% - 5% fixed, depending on the applicant’s creditworthiness and chosen bank.

 


2. Mortgage Requirements

 

To obtain a mortgage from a Spanish bank, buyers must meet the following criteria:

Stable income: Proof of salary payments or self-employed income ✅ Debt-to-income ratio: Monthly loan commitments should not exceed 35-40% of net income ✅ Good credit history: No negative credit reports ✅ Equity contribution: At least 30-50% of the purchase price plus additional costs, depending on nationality


3. Required Documents for Mortgage Application

 

The following documents are required by Spanish banks to process a mortgage application:

???? Passport or ID card ???? NIE number (Tax ID for foreigners in Spain) ???? Proof of income: Last 3-6 months' pay slips, last 2 years’ tax returns ???? Bank statements from the past 6 months ???? Debt overview: Loan agreements or mortgage statements ???? Property purchase contract or reservation agreement ???? Proof of equity contribution

Additional documents may be required, especially for self-employed individuals and business owners.

 


4. Financial Examples for Different Buyer Groups

 

Example 1: Financing for a German Buyer

  • Property price: €500,000

  • Mortgage (70% financing): €350,000

  • Equity contribution: €150,000

  • Interest rate: 4% fixed

  • Term: 25 years

  • Monthly payment: Approx. €1,850

Example 2: Financing for a Swiss Buyer

  • Property price: €500,000

  • Mortgage (60% financing): €300,000

  • Equity contribution: €200,000

  • Interest rate: 4.2% variable

  • Term: 20 years

  • Monthly payment: Approx. €1,850

Example 3: Financing for an American Buyer

  • Property price: €500,000

  • Mortgage (50% financing): €250,000

  • Equity contribution: €250,000

  • Interest rate: 4.5% fixed

  • Term: 15 years

  • Monthly payment: Approx. €1,900


5. Additional Financial Services from Our Partner Bank

 

As an official partner of a Spanish bank, we offer our clients tailored financing solutions:

???? Opening a Spanish bank account for transactions & additional costs ???? Mortgages with fixed and variable interest rates ???? Special conditions for investors & second home buyers ???? Complete processing and consultation in German & English


Conclusion: Is Financing on the Costa del Sol a Good Option?

 

Financing a property in Spain can be an excellent opportunity to acquire a house or apartment on the Costa del Sol. Particularly for Europeans, the conditions are favorable as they can secure higher loan amounts.

We are happy to assist you in financing your dream property and will guide you through the entire process. Contact us for a personalized consultation!

LEER MÁS

The Costa del Sol is one of Spain’s most attractive regions for real estate investment. With its sunny climate, high tourist demand, and still competitive prices compared to other European coastal areas, many wonder whether buying a property as an investment in this region is worthwhile.

 

1. Profitability and Investment Opportunities

 

The profitability of a property on the Costa del Sol depends on several factors, including location, property type, and investment strategy. There are two main ways to generate income:

  • Holiday Rentals: Due to the high influx of tourists, short-term rentals are a profitable option, especially in cities like Marbella and Málaga.

  • Long-Term Rentals: In areas with a stable population, such as Estepona or Fuengirola, long-term rentals can offer steady income.

 

Yield Examples by City

 

City Average Price per m² Holiday Rental Yield Long-Term Rental Yield
Marbella €5,000/m² 6-8% 3-5%
Málaga €3,500/m² 7-9% 4-6%
Estepona €3,000/m² 5-7% 3-5%
Fuengirola €2,800/m² 6-8% 4-5%

 

2. Taxes and Costs for EU and Non-EU Investors

 

Tax obligations vary depending on whether the buyer is from the EU or not:

  • Non-Resident Income Tax: 19% on rental income for EU citizens and 24% for non-EU citizens.

  • Property Transfer Tax (ITP): Between 7-10% of the property value, depending on the region.

  • Property Tax (IBI): Depends on the municipality, generally between 0.4% and 1.1% of the cadastral value.

  • Capital Gains Tax: Applied to the profit from selling the property.

 

3. Key Considerations Before Investing

 

  • Strategic Location: Areas with high tourist demand and good infrastructure offer better returns.

  • Property Management: A management agency is recommended for both holiday and long-term rentals.

  • Market Fluctuations: Although the Costa del Sol is a stable market, prices may fluctuate based on the global economy.

 

Conclusion

 

Investing in the Costa del Sol can be a great opportunity to generate passive income and increase property value over time. However, a detailed analysis and consideration of all financial and tax factors are essential before making a decision.

LEER MÁS

Moving from the USA to the Costa del Sol can be an exciting decision, but it requires careful planning. With its warm Mediterranean climate, affordable cost of living, and relaxed lifestyle, the Costa del Sol is an attractive destination for Americans looking to live in Spain. This guide covers all essential aspects, from visas and healthcare to living costs and real estate, to ensure a smooth transition.

 

 

1. Residency Requirements and Visas

 

For stays longer than 90 days, Americans need a residence permit. Here are the most common visa options for U.S. citizens:

  • Non-Lucrative Visa: Ideal for retirees or individuals with passive income (e.g., pensions, investments). In 2025, the minimum requirement is an annual income of €28,800.

  • Digital Nomad Visa: Best for remote workers. Requires proof of employment or freelance work.

  • Work Visa: Only granted for employment with a Spanish company.

  • Student Visa: Tied to the duration of the academic program.

  • Golden Visa: No longer available after April 2025. An alternative for investors is the Non-Lucrative Visa.

After five years of residency, you can apply for permanent residency.

2. Cost of Living on the Costa del Sol

 

The Costa del Sol offers a significantly lower cost of living compared to major U.S. cities. Here’s a comparison of typical expenses:

Expense New York Los Angeles Costa del Sol
Rent (1-bedroom) $4,000 $2,500 €1,000
Coffee $5.86 $5.56 €1.97
Monthly Utilities $185 $180 €125
Groceries (monthly) $400 $400 €200
Gasoline (per liter) $1.01 $1.28 €1.53

 

Rent prices are up to 75% lower than in the U.S., and daily expenses like dining, transport, and entertainment are also affordable.

 

3. Taxation for U.S. Expats

 

Americans must pay taxes on their worldwide income. However, a tax treaty between Spain and the U.S. helps prevent double taxation:

  • Foreign Earned Income Exclusion (FEIE): Exempts up to $120,000 from U.S. taxation if certain criteria are met.

  • Foreign Tax Credit: Allows U.S. tax liability reduction based on Spanish taxes paid.

  • Residency Rule: Those who spend more than 183 days per year in Spain are considered tax residents.

 

4. Renting vs. Buying Property

 

  • Renting: Ideal for flexibility. Rental prices on the Costa del Sol are lower than in the U.S.

  • Buying: Attractive for long-term residents and investors. Property prices in Málaga average around €2,500/m², making it a cost-effective option compared to major U.S. cities.

 

5. Driving in Spain

 

  • Short-term use: U.S. driver’s license valid for 6 months. An International Driving Permit (IDP) is recommended.

  • Long-term residents: After 6 months, a Spanish driver’s license is required.

 

6. Healthcare

 

Spain has one of the best healthcare systems in the world. Residents are entitled to public healthcare, while private health insurance is affordable, costing around $67 per month.

 

7. Schools for Children

 

International schools with English-language curricula are widely available in Málaga, Marbella, and Fuengirola, attracting many expat families.

 

8. Bringing Pets

 

  • Requirements: Microchip, rabies vaccination, EU pet passport, or USDA health certificate.

  • Pets under 12 weeks old: Not allowed to enter Spain.

 

9. Best Places for Americans on the Costa del Sol

 

  • Málaga: Cultural hub with excellent infrastructure.

  • Marbella: Luxury living with an upscale community.

  • Fuengirola: Family-friendly with international schools.

  • Estepona: Relaxed lifestyle with beautiful beaches.

 

10. Life on the Costa del Sol: Pros and Cons

Pros

  • Pleasant Mediterranean climate.

  • Affordable cost of living.

  • Excellent healthcare.

  • High quality of life.

Cons

  • Bureaucratic processes can be complicated.

  • Spanish language skills are beneficial.

  • Adjusting to a slower pace of life.

Conclusion

 

Moving to the Costa del Sol is an attractive option for Americans seeking an affordable, sun-drenched lifestyle. With proper preparation, the dream of living in Spain can become a reality. Ready to make the move? Start planning your new life on the Costa del Sol today and contact me !

LEER MÁS

If you plan to purchase a property in Spain, having a bank account is essential. It is required for transferring money, applying for loans, and making payments for utilities or maintenance costs. Opening a bank account in Spain is usually straightforward, but it does require some preparation and specific documents.

Assistance with Opening Your Account
We guide our clients through every step of the process, ensuring that opening a bank account is as smooth and simple as possible. Spanish banks offer different account types for residents and non-residents. Therefore, it is important to determine in advance which type of account you need, as the required documents vary depending on the account type.

The documents generally required for non-residents include:

Additionally, depending on the bank, further documents may be required, such as proof of employment or income statements.

 

Can I Open My Bank Account Remotely or Online?
In some cases, this is possible, depending on the type of account and the bank. Many Spanish banks allow non-residents to open an account before moving to Spain. However, it is recommended to apply in person to avoid misunderstandings due to language or technical barriers. Alternatively, you can grant a power of attorney to facilitate the process.

 

Can I Open a Bank Account as a Non-Resident?
Yes, even as a non-resident, you can easily open a bank account. The documents mentioned above are essential.

 

How Long Does the Process Take?
The duration varies depending on the bank, but generally, accounts are opened within 1 to 5 days if all documents are complete. If you send us copies of your passport and a recent electricity bill before your arrival in Spain, we can prepare the necessary documents and speed up the process. Checkbooks and credit cards are usually delivered within two weeks.

Do you have any further questions about a bank account or financing a property in Spain? Feel free to contact me – I am happy to assist you!

LEER MÁS

The Costa del Sol remains one of Spain's most desirable regions, attracting thousands of new residents, tourists, and investors annually. In 2024, Estepona, Marbella, and Benalmádena continue their rise as the most dynamic cities in the region, renowned for their Mediterranean charm, exceptional quality of life, and attractive economic prospects.


Population Growth and Highlights in 2024

 

  • Estepona: Estepona saw an impressive 4.3% population increase, reaching 80,700 residents. Its real estate market also grew by 8.7%, solidifying its position as a top investment destination.

  • Marbella: Known for its luxury and first-class amenities, Marbella experienced 4.0% population growth, with 162,800 residents. The property market rose by 7.9%, reflecting high demand.

  • Benalmádena: With a 3.9% population increase, Benalmádena now has 79,300 inhabitants. Its real estate market grew by 7.5%, making it a smart choice for investors.


What Makes These Cities So Attractive?

 

These cities excel in their combination of pleasant climate, strategic location, and modern infrastructure.

  • Estepona: A whitewashed paradise with 300 sunny days a year, perfect for families.
  • Marbella: A blend of luxury, recreational activities, and proximity to golf courses and marinas.
  • Benalmádena: Known for its vibrant coastal life and tranquility, popular among retirees and families.

The Future of the Costa del Sol

 

With incentives like the Digital Nomad Visa and Golden Visa, paired with an unparalleled natural environment, the Costa del Sol's growth seems unstoppable.

LEER MÁS

Purchasing property on the Costa del Sol is a significant decision that requires careful planning and understanding of the local process. Below is a breakdown of the steps and associated costs.

 


1. Property Search and Offer
The first step is finding a property that suits your needs, from modern apartments in Málaga to luxury villas in Marbella.

  • Costs: Typically, no initial costs unless you hire a real estate consultant (1–2 % of the purchase price).

 

2. Reservation Agreement
After selecting a property, you sign a reservation agreement, paying €3,000–€6,000, securing it while it’s off the market.

 

3. Due Diligence
A lawyer checks the legal and financial status of the property.

  • Costs: Legal fees are 1–1.5 % of the purchase price.

 

4. Pre-Contract
A pre-contract (Arras) is signed with a 10 % deposit.

 

5. Notarial Deed and Registration

The process concludes with signing the deed before a notary and registering the property in your name.

  • Costs:
    • Notary: €800–€1,500.
    • Registration: €400–€1,000.

 

6. Taxes

  • Transfer Tax (ITP): 8–10 % for resale properties.
  • VAT: 10 % for new builds plus a 1.5 % stamp duty.

 

7. Additional Costs

  • Mortgage (optional): Bank fees (0.5–1 %) and valuation (€300–€500).
  • Insurance: €400–€800 annually.

 

Example: Buying a resale property for €350,000 incurs additional costs of approximately €44,400–€46,150.


Conclusion


The process is clear but requires financial planning. Working with local professionals ensures a seamless experience.

LEER MÁS

In 2025, the Costa del Sol’s real estate market is expected to grow steadily, with an average price increase of 3–5 % across the region. International buyers will account for approximately 35 % of all transactions, with several key cities standing out:

 

Marbella

  • Expected price increase: 6–8 %.
  • Average price: Projected to reach €5,400/m² by the end of the year.
  • Luxury villas and high-end developments will continue to drive demand.

 

Estepona

  • Expected price increase: 5–6 %.
  • Average price: Estimated at €4,200/m².
  • Estepona will benefit from new residential projects with sea views.

 

Málaga

  • Expected price increase: 4–5 %.
  • Average price: Forecasted at €3,350/m².
  • Demand will focus on modern apartments in the city center and revitalized neighborhoods.

 

Benalmádena

  • Expected price increase: 4–5 %.
  • Average price: Around €3,100/m².
  • Benalmádena offers a mix of modern apartments, excellent infrastructure, and an increasing number of projects near the port and beachfront.

 

Mijas

  • Expected price increase: 3–4 %.
  • Average price: Around €2,900/m².
  • Modern, family-friendly homes will be particularly sought after.

 

Fuengirola

  • Expected price increase: 4–5 %.
  • Average price: Approximately €3,150/m².
  • Its proximity to the sea and excellent infrastructure will continue to attract buyers.

 

Torremolinos

  • Expected price increase: 2–4 %.
  • Average price: Around €2,600/m².
  • With more affordable prices, Torremolinos remains an attractive option for first-time buyers and investors.
LEER MÁS

Congratulations - you’re the new proud owner of a beautiful home in sunny Spain! Now that you’re living the dream, how much does it cost to maintain a house in Spain?

 

At the top of the list of property maintenance costs in Spain comes the Spanish “IBI” ("Impuesto Sobre Bienes Inmuebles”) which literally translates to Property Tax. However, it would be more accurately described as the equivalent to the UK’s council tax, as IBI is payable to your local town hall, that your property is registered, to service and maintain your community services and infrastructure.

 

 

Spain’s IBI Property Tax: How Much Do I Pay?

 

Spanish property tax (IBI) is due annually (around August to November) and calculated upon the regional cadastral value which considers the build size of the property, the land classification the property is built upon, plot size, and the proximity to services and infrastructure. These factors are all variables in the equation used to assign a “valor cadastral” (taxable value) to each property in the area. As a general guideline, the taxable value calculated by the local town hall (“Ayuntamiento” in Spanish) generally is about 0.4 – 1.1 % per annum of the cadastral value. For example, in general, IBI for an apartment of 100.000 Euros, will be around 400 Euros per year.

 

There are significant differences in cadastral value calculations between municipalities in Spain depending upon the level of public services provided by the local council and if your catchment is a small town or a large provincial capital. Land location and housing type have a direct influence on the annual IBI tax payment due. A Finca in rural Spain would incur an IBI tax in the low-hundreds, whereas a coastal property in exclusive areas such as villa in Marbella may cost higher.

Referred commonly to the IBI tax across Spain, some areas, such as the Alicante province, refer to the IBI tax as “SUMA”. SUMA denotes “Suma Gestión Tributaria” - the public provincial agency established by the provincial Council of Alicante that specializes in tax administration: assessment, billing, collection, and enforcement.

 

How Do I Pay IBI Property Tax?

 

Most town halls mail IBI property tax in Spain notices that explain how, where and when payments are due. Some town halls offer discounts for prompt payment, and all town halls add penalties for late payment.

It’s important to note that the legal responsibility for payment of Spanish property tax is upon the homeowner. Town Halls are not obligated to send out reminders and failure to receive written notification does not exonerate the need for timely payment.

 

Good to Know: IBI Property Tax

 

  • IBI tax on property in Spain is collected by your local council.
  • IBI property tax is payable once a year.
  • Keep your IBI property tax invoices, for if you sell your home the buyer’s lawyer will ask for copies for the past four years.

 

tax                                                                                                                                                         

 

Non-Resident Property Tax in Spain

 

IRNR Non-resident income tax (known as “Impuesto Sobre la Renta de No Residentes” in Spanish) is an annual tax for non-residents (who live in Spain for less than 183 days per year) and own real estate. As a non-resident property owner, that does not rent out your property and if you don’t have any other income-based in Spain, you shall pay income tax based on the value of your property.

And now, how much is non resident property tax in Spain? The tax is calculated based upon a percentage of the cadastral value which can be found on your IBI receipt issued by your town hall each year. This tax must be submitted between the 1st of January and the 31st of December with regard to the previous tax year.

 

IRNR will usually be very low. It’s based on a taxable amount of 1.1% of the cadastral value and taxed at the rate of 19% for EU citizens and 24% for non-EU citizens. For example, for a property of 100.000 Euros, you will need to pay 190 Euros per year or 240 Euros as a non-EU citizen for IRNR.

Any income earned in Spain as a non-resident is also liable for income tax such as interest earned on bank deposits in Spain, property in Spain, rental income in Spain, or any income derived from commercial activity in Spain. The tax already paid in Spain can be deducted regarding double-taxation agreements between the countries.

In case you rent out your property, you have to pay income tax on the rent instead of the tax described above IRNR. You will have to declare your income, your deductible expenses, and pay income tax quarterly.

 

The income tax rates for 2024 are as follows:

 

Income From Income To Rate
0 € 12.450 € 19%
12.450 € 20.200 € 24%
20.200 € 35.200 € 30%
35.200 € 60.000 € 37%
60.000 € 300.000 € 45%
300.000 € > 47%

 

Residents’ Tax

 

IRPF Personal Income Tax (known as “Impuesto Sobre la Renta de Personas Físicas” in Spanish) is a direct tax levied on annual income for residents of Spain, (regardless of property ownership) and is payable annually on your worldwide income. Personal income may derive from employment or self-employment, and the taxable income is determined as the difference between the worldwide income earned and the expenses that are deductible according to Spanish Law.

As a resident, you can include your rental income with general income while making your annual Spanish income tax declaration.

 

Spain’s Tax-Deductible Expenses

 

Certain deductible expenses such as caring for dependant relatives, children, and amounts paid for the purchase of a home or accounts opened for such purpose (“cuentas vivienda“) may be claimed in the annual tax returns.

Employers are also obligated to provide employees with a certificate of taxes withheld (Certificado de Retenciones) so employees are able to subtract paid amounts to calculate their tax obligation.

 

Household Waste Tax

 

Household waste tax, otherwise known as “Tasa de recogida domiciliaria de basura” in Spanish is payable depending on the type and location of your home.

It can be 80 Euros for an apartment or up to 200 Euros for a villa.

 

Property Costs: Management and Average Community Fees in Spain

 

Community fees (known as “comunidad” in Spanish) are costs paid for the maintenance of shared facilities and communal spaces used by all residents in a private development, commonly known as an “urbanización” in Spanish. These fees cover costs incurred by the Management of the Development to maintain and service green spaces and landscaping, swimming pools, tennis courts, play areas, internal roads and lighting, stairwells and elevators to apartment blocks, perimeter fencing, security, and routine cleaning. Annual maintenance budgets are decided on a managerial level and in agreement with the owner’s association, which all residents are invited to join. The agreed annual budget is then divided by all residents according to property type and size. In situations such as renting a property, the property management fees in Spain are also reasonable, depending on the location.

 

How Much Do I Pay for Community Fees?

 

Community management fees in Spain can vary between one hundred, to a few hundred Euros per year.

 

Rental Contracts in Spain: Do I add VAT?

 

Valued added tax (VAT) is not required if you rent your property in Spain for residential use. However, if your property is rented to tenants who intend to use the premises for commercial activity, as the Landlord, you are obligated to deduct 21% VAT and lodge quarterly VAT declarations to the Spanish Tax Office. Note: VAT in Spain is referred to as “IVA” in Spanish.

Having an accountant or ‘gestor’ who will take care of all kinds of paperwork and make your life easier. This will cost you around 300 Euros per year.

In conclusion, the cost of maintaining a house in Spain can be easily handled with true knowledge. While the average cost to maintain a house in Spain is lower than in various European countries, knowing the tax rates and payment dates can make the procedures easier. In addition to maintaining a house, the low percentage of the buying property in Spain taxes makes the country preferable. Although property tax in Spain for residents and non-residents differ, the rates are ideal for owning ideal in either situation.

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The NIE number is mandatory for all foreigners who have professional, financial, or social affairs in Spain, regardless of whether they live in the country. Mike Naumann Real Estate experts assist you in getting an NIE number with Zero Failure.

Below you find all the details on how to get an NIE number in Spain to buy property. This guide is mainly for those who need NIE in property purchase matters. For other purposes, the procedure may be different.

 

What is an NIE Number in Spain?

 

NIE is an abbreviation for Número de Identidad de Extranjero in Spanish. It is translated as Foreigner’s Identification Number. All foreigners need it for all legal or tax activities in Spain. Children and spouses are also required to obtain an NIE contact number for social security and other activities. But, if you visit Spain for a short time, you do not need to apply for it.

 

Get a NIE Number in Spain             

 

NIE is mainly required for:

  • Opening a bank account
  • Paying taxes
  • Signing contracts and applying for mortgages
  • Selling or buying a property in Spain
  • Buying a car and getting a driver’s license
  • Setting up utilities
  • Working legally or establishing a business
  • Getting an education in Spain
  • All activities of a legal nature

 

How to Get a Spanish NIE Number?

 

The application must be made in person to the relevant National Police Station (Policia Nacional). It can also be done with a power of attorney assigned to a lawyer or financial representative. You can also apply for it at the Spanish Embassy in your country of residence.

EU citizens need to apply for an NIE number if they plan to stay in the country for more than 3 months.

The NIE number in Spain costs between 15 and 20 Euros. Fees vary depending on your application type.

 

Which Documents Needed for NIE Number in Spain?

 

The documents may vary from one office to another, but you will generally need:

  • NIE Application Form (form EX 15 form) (It must be in Spanish.)
  • Original passport (current and valid) and a photocopy
  • Two photos
  • A fee that is paid at the bank with form 790 NIE
  • An original document and a copy explaining why you request the NIE, such as a private purchase agreement, deposit agreement, or mortgage approval for a property.

 

How Long Does it Take to Get an NIE in Spain?

 

It depends on where and when you apply. You can get the NIE number in person in Spain within a few days, but it can also take weeks.

If you are applying for an NIE number from Spain, it is best to apply one month in advance to ensure you have the number in time to sign the deed. And if you apply for an NIE number through a Spanish consulate abroad, you must apply at least 2 months in advance.

 

How Long Does a Spanish NIE Number Last?

 

It is forever and will be yours for life. But, the NIE certificate/card should be renewed every 3 months. In other words, you are not renewing the number, but the document given to you.

If you have any questions about applying for a Spanish NIE number, you can contact our real estate experts now.

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Legal Support

13/01/2025

We all know that buying a house may be an exhausting process, especially if you are buying abroad. Our expert team of Mike Naumann Real Estate will always be by your side all along this journey to make it a simple and pleasant one.

When you purchase a property in Spain, we will supply you with a customized property sales agreement which is revised by our legal consultants. Please always keep in mind that our team is a bridge between the seller and the buyer in order to complete the process in a professional manner. All the properties published on our website are controlled and approved.

 

Do I Need a Lawyer to Buy a Property in Spain?

 

Getting legal assistance in a property purchase is not a legal obligation. But we recommend you get it for having support during the preparation of the documents or to act on your behalf with a Power of Attorney so you would not have to be in Spain for all the details.

We can offer you one of our trusted legal partners who speak your language to follow up on this process.

 

 

What Does a Lawyer Do?

 

1. Legal Check of the Property: The most important thing when purchasing a property is to have the right person as the contact and to make sure that you are buying the right property which is shown to you by the seller. The lawyer will be guaranteeing it by checking all the necessary records and documents. When buying real estate, below mentioned cases should be checked:

  • Debts such as a mortgage, loan or tax, etc.
  • If it is freehold or not
  • Legal ownership
  • Basement
  • Building license
  • Planning permits

2. Purchase Offer, Reservation Contract and Deposit Payment: With the Reservation Contract, you secure the property in your name and agree upon the price and sales conditions. Also, you secure your deposit payment.

 

3. Property Purchase Contract: The lawyer will be checking the terms of the contract in order to protect your rights during the purchasing process.

 

How Much Will It Cost to Have a Legal Assistance?

 

Legal fees may vary depending on the amount and the complexity of the work to be carried out. But with a rough estimation, it would be around 1% of the purchase value.

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European Best Destinations (EBD) has listed 2024’s best European destinations to travel to, and Marbella sits on the throne and takes the crown. Marbella city is also ranked as this year’s best golf destination in Europe.

By that, Marbella city doubled its international recognition simultaneously. With this great achievement, Marbella has become the first Spanish destination that take first place in the ranking.

In 2022, Marbella has been ranked as the 2nd Best European Destination to travel. 2 years apart, 2024 is now chosen as the best time to visit Marbella Spain. This gorgeous Andalusian city ranked best to travel with a record number of 149,192 votes. Spain’s hotspot for the high society collected the highest votes from American and English travelers.

 

Golf Haven on Costa del Sol: Marbella

 

Golf Haven on Costa del Sol: Marbella           

                                                                                                                                             

 

Costa del Sol has not gained a reputation of “Costa del Golf” for nothing! Marbella has a big share of the golf tourism of Costa del Sol. Golf in Marbella Spain is a trending idea among both locals and foreigners.

Among this year’s best picks, Marbella has taken the lead on golf holidays. This gorgeous city appeals to all golfer profiles, from seasoned professionals to passionate amateurs.

There are dozens of prestigious golf courses in Marbella Spain. Each of them stands out with their unique features. A great part of the golf resorts owns top-tier infrastructure and world-class golf facilities. There are even award-winning resorts.

This plethora of golf complexes is populated with renowned instructors. Each of them is equipped with exceptional amenities. For fully committed golf enthusiasts, there is even a chance to buy a golf property in Spain. Golf villa owners get the privilege of living only a few meters from the golf course itself.

Not only in terms of major golf centers, but for advanced infrastructure and conditions Marbella also leads the way. The climate caters well for outdoor activities such as all-year-round golfing. In addition, the city provides a wealth of amenities and facilities tailored to golf enthusiasts.

The diverse range of accommodations appeals to every preference. Golfers can choose from nearby resort hotels to golf villas positioned right on the site of golf courses. Golf properties of Marbella make the city one of the best places to buy a holiday home in Spain. The city presents a comprehensive golfing experience complemented by its rich history, shopping districts, relaxation spots, and wellness centers.

 

Prime Hotspot of Rich & Famous is the Best to Travel in 2024

 

Prime Hotspot of Rich & Famous is the Best to Travel in 2024     

                                                                                                                                                           

 

If you are wondering “Is Marbella worth seeing?”, European Best Destinations says 2024 is the best time to find the answer. Marbella has been chosen as the best destination to travel in 2024. Among the 20 cities listed, Marbella reigns supreme.

Marbella and the gorgeous Puerto Banús have been the ultimate destination of high-class society in Europe over the century. The city is also considered one of the best places to live in Spain. has been an upscale destination for luxury holiday experiences by combining the Dolce Vita lifestyle with Mediterranean living.

The city is more often renowned for its luxurious charm, classy ambiance, and stunning landscapes. Travelers from around the globe visit Marbella to discover the unique blend of Mediterranean beauty, cultural richness, and vibrant ambiance.

Wonderful Climate

The sun is always shining on the sky in Marbella. Spain’s Costa del Sol boasts nearly 300 days of sunshine a year. These pleasing climatic conditions not only add value to Marbella as a seasonal holiday spot. They also help to build a reputation as a year-round destination.

The city is surrounded by breathtaking Sierra Blanca mountains. It shields the city from overwhelming heat waves. In this way, Marbella never experiences harsh winters, or burning hot summers. Marbella’s microclimate weather reaches an average of 29 °C in summer and lowers around 12 °C in the winter.

Hotspot for Beach Holidays

You can find the best beaches in Marbella, including the blue-flagged ones. Marbella’s sandy beaches stretch along for about 27 kilometers. There are more than 20 beaches along the coastline, each accompanied by colorful chiringuitos to cool off during the summertime.

Marbella's beaches appeal to every type of beachgoer, opting for ultimate relaxation and coastal bliss. Plus, there is a kilometers-long palm-adorned promenade by the Marbella’s sandy beaches. Here visitors can find beach clubs, sea view cafes, bars, and restaurants to try out refreshing cocktails and soak up the vibrant ambiance of Marbella's coastal scene.

 

Endless Amenities

Remarkable Expatriate Community     

                                                                                                                                               

 

Marbella has a lot of excursions to offer for every kind of visitor profile. There is a plethora of things to do and see in Marbella. There are dozens of activity centers suitable for families. Meanwhile, holidaymakers can sunbathe by the beach while sipping on their sangrias. Sports enthusiasts can try out different kinds of activities, from windsurfing to golfing.

Adventurers have the upper hand here. There are endless places where they can go for day trips from Marbella Spain. History and art lovers can explore the rich historical background of the city and discover nearby historical sites.

Ecophiles have lots of options for ecological places in Marbella Spain. They can go on a discovery adventure on Marbella’s most unique nature reserves. The city caters to all kinds of interests with endless possibilities.

A Tasty Retreat

From Michelin-starred restaurants and glamorous venues that serve as the meeting point of the rich and famous, Marbella's culinary scene and nightlife add to its allure. It gives a chance to choose from the diverse array of the world’s most exquisite cuisines. With over 300 days of sunshine yearly, outdoor dining by the beach or under the stars is definitely a sophisticated Marbella experience.

Remarkable Expatriate Community

As a part of being a global meeting point, Marbella is also home to a spectacularly growing expat community. With a welcoming attitude and multicultural demographic, Marbella boasts a familiar sense of home away from home. This makes Marbella a wonderful place to easily adapt to the local culture, and fit in.

 

Easy to Reach

Easy to Reach     

                                                                                                                                                           

 

If you are wondering how to travel to Marbella Spain, the best way is via Málaga-Costa del Sol Airport. Marbella has a significant position neighboring the Costa del Sol’s capital city, Málaga.

Málaga is home to Costa del Sol’s main and Spain’s fourth busiest airport. It operates over 115 tourist destinations worldwide. After arriving at Málaga-Costa del Sol Airport, it takes less than an hour to reach Marbella’s center.

Huge Market for Real Estate

Over the decade, the demand for real estate in or near Marbella has become way more remarkable than ever. Whether you’re in for a lavish beachfront retreat, or a contemporary penthouse in the heart of the city, Marbella offers a wealth of options for every taste and preference. Spanish property buyers have the luxury of exploring a wide array of options, from budget-friendly residences to spectacular villas with enriched features.

 

What Is Your Marbella?

 

Whether you seek relaxation, adventure, or cultural exploration as your 2024 resolution, Marbella is the best spot to turn your wishes into reality. You can try out a diverse array of activities and experiences to satisfy every craving. Come and discover the allure of Marbella, the best destination where you will create memories that last a lifetime.

LEER MÁS

New milestone alert from Spain’s 4th major airport facility: Málaga Airport has expanded its operation area with 154 worldwide connections.

Spain’s busiest airport is in Madrid with 202 international connections. Meanwhile, Málaga-Costa del Sol Airport ranks 4th. However, every autonomous community in Spain owns regional airports to meet the intense demand, especially in Southern regions such as Andalusia.

 

Andalusia has several international airports in Spain     

                                                                                                                                             

 

Andalusia has several international airports in Spain, including Sevilla Airport which is home to 21 airlines and 80 direct flights. There are also other Andalusia airports close to Málaga such as Granada and Jerez Airport. However, Málaga’s massive airport operates as the main gateway to all of Costa del Sol's seaside destinations.

In 2023, the airport reached a record number of 151 airport connections on its airway network. This year, with 3 additional airports, it is now possible to fly from Málaga International Airport in Spain to 154 different arrival points. When looking at this year’s statistics, Aena forecasts a historic high season with 20 million seats offered by airlines and an 11% increase in scheduled flights compared to last year.

 

Travel Made Easy: Improvements on Global Transportation Network in Spanish Costas

 

Alicante on Costa Blanca     

                                                                                                                                                   

 

There has been a high demand from foreigners observed for Costa Del Sol’s prime destinations over the decade. Recently, Spain’s most attractive holiday resorts such as Alicante on Costa Blanca or Málaga’s Marbella on Costa del Sol have doubled their international recognition. These cities especially have become a global meeting point for expats. In parallel, these destinations have become more and more popular among foreigners who want to relocate as well as holidaymakers.

The local administrations and the Spanish Government itself have taken initiatives to improve their sources and opportunities for foreign communities. The efforts can clearly be seen where the high number of foreign population resides, especially in the coastal areas of Spain. These include the most expat-friendly Málaga city, one of the most attractive places to live as an expat such as Alicante, Murcia, and more.

As a result, there have been visible efforts for enhancements to the local and global transportation network in Spain. The first step was to add seasonal routes such as direct flights to Bahrain with Gulf Air until the end of September. According to Aena, 2,196 flights have taken off from Málaga Airport only a weekend, between June 28th to July 1st. A great share of this number, 1,769 flights if we were to specify, were international flights.

 

Broaden the Service Areas: Global Expansion Continues

 

Málaga Airport’s global connections   

 

 Along with seasonal flights added, the number of year-long international flights has also increased as well. Málaga Airport continues to lead in Andalucía in terms of passenger numbers, flights, and air connectivity, outpacing other regional airports. The UK remains the top market with nearly 4.7 million seats and over 24,500 flights. Significant growth is also seen in connections with Germany, the Netherlands, Italy, and other European countries.

Alongside direct routes to a great number of European cities, Málaga Airport’s global connections continue to expand beyond Europe’s borders. There are now nine direct routes between Costa del Sol and North Africa.

Explore Costa del Sol’s Charming Ambiance!

Costa del Sol’s Málaga city is an amazing destination for both vacation and relocation. The high number of foreign community in Málaga make the city an amazing spot to live, work, and buy a home. Read our blogs to discover how life in Spain is for expats.

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Spain’s south coast, especially Malaga, is famous for its sun, beaches, sea, and luxury properties. Now, Malaga is planning to become the new silicon valley. The latest infrastructure developments and news from tech giants show it won’t take long.

 

Can Malaga Become the Silicon Valley of Europe?

 

Yes, it can. Malaga is already a famous city in its unique location on the Iberian Peninsula. It is getting high demand from people all over the world for different purposes. Sun, sea, and beach trio are the most demanded aspects of Malaga, in addition to luxury properties.

Now, the city is aiming to become also a technology city. The city had a developed structure for long years. In 1992, the Andalucia Technology Park (Parque Tecnológico de Andalucía) has opened. The park is now known as ‘Malaga TechPark’.

 

Spain's ‘Silicon Valley' in Málaga: Technological Park of Malaga

 

It is a science park that first opened in 1992. Malaga Tech Park was planned as a new center for technology as a Spain Silicon Valley. The park hosts more than hundreds of international companies and start-ups. In 2022, it celebrated its third decade of being a tech hub for international companies and employees.

 

 

Currently, Málaga Tech Park hosts more than 600 companies and more than 22.000 workers. The tech park is creating a research environment by connecting students, researchers, and business professionals. That’s why the University of Malaga is working closely with tech park. The university and park are aiming to create a network to transfer research between.

The tech park of Malaga also draws attention with its employment and financial opportunities. Malaga TechPark contributes 19% of the city of Malaga’s GDP and it also has 20% of employment in the city.

The Malaga TechPark offers many advantages to set up in the park. It includes the following:

  • Malaga is a unique city
  • A benchmark technology park
  • Motor for economy and innovation
  • High-quality infrastructures
  • Source of talent

Technology giants such as Huawei, Orange, and Oracle already had their place in the tech park. More companies are expected to join the tech park in the following years.

 

#eCityMálaga: Technologic and Sustainable Version of Modern Cities

 

Malaga tech hub also develops its own projects. In addition to these, the most highlighted one is the ‘eCityMalaga’. It is a project with a public and private collaborative economy initiative. It will define the next meaning of the modern city. Modern cities are expected to be energy efficient and sustainable. This project will be an example.

The project will be developed in Malaga TechPark. The main aim of the project is to create an urban benchmark for sustainability and circularity. The main fields will be energy, transportation, building, and resources.

In 2027, Malaga TechPark will become the first urban space for a Circular City in a real environment. The project will be eco-efficient, renewable, innovative, and digital. It will create an environment that can be sufficient for itself.

More projects like eCity are expected to be hosted in the technology hub. In addition to projects, big companies will join the park. It will give amazing benefits to the country.

The Spanish media named the park in Malaga nuevo silicon valley. Big companies also started to join the technology park. Google and Vodafone will establish their new headquarters in Malaga.

 

Vodafone Establishing Research and Development Center in Malaga

 

Vodafone chose Malaga to establish a research and development center. The announcement included there will be over 225 million euros in investment in five years. The center will create more than 600 direct highly skilled job opportunities.

 

 

 

 

To choose the ideal location for the new center, Vodafone made a questionnaire. Eight cities from five countries were in the questionnaire. It included the following points:

  • Lifestyle
  • The availability of talent with the necessary technical skills
  • Working conditions
  • Transportation
  • Institutional support
  • Links with universities and other established companies

The city got the best score for these points. Vodafone Spain CEO Colman Deegan talked on the topic. He said: “The Andalusian city stood out because it had the best combination of all the selection criteria. We are convinced that the digital ecosystem that has developed in Malaga in recent years will continue to improve even further.”

The Andalusian regional government also has more projects ongoing. The Ministry of Economy and Digital Transformation has a plan named ‘5G Andalusia Pilot’. This project has 50 partners including 29 companies, 14 public institutions, and customers in different sectors.

By involving in this project, Vodafone started a new test in collaboration with the Spanish railway administration, Adif. They chose the Maria Zambrano train station to run tests on the 5G network.

5G will provide new solutions for the train station. These are; digital check-in, boarding with pre-registered biometric data, and interactive maps. This network also will be used in tourism.

Malaga and Vodafone have another project. They also chose this city for important research. The researchers at the University of Malaga started to work on the 6G technology.

6G is a future technology faster than 5G. With 6G, the internet will be faster than ever. It will be started to use after 5 years. The city can be a big center for 6G.

 

Malaga is Becoming a Safety Engineering Center for Google

 

 

 

During the cyber security summit in Madrid, Google made an announcement. They will open a new Safety Engineering Center in Malaga in 2023. It will be the second biggest in Europe.

Malaga and Google have bounds coming from the past. In 2012, VirusTotal was purchased by Google. It is a leading software for checking viruses. The software was created by Malaga entrepreneur Bernardo Quintero and his team.

President of Global Affairs and Chief Legal Officer at Google, Kent Walker made an announcement on Twitter with a video. According to Walker, Malaga will be a global hub for cyber security and malware research.

The new center of Google will be located near the port of Malaga. The center will work on internet security and viruses. This will also support the city to become a technology center. The center will be open in the second half of 2023.

 

How Spanish Silicon Valley Will Affect the Future?

 

It will bring more popularity to the city. Technology and sustainability is the main aim of the city. While working for making Malaga the new silicon valley, there is also work in another field. The city and country working hard for making the Malaga Expo 2027 host city.

 

 

The city’s main title for the 2027 Expo is sustainable development goals in various fields. These are; industry, cities, production, climate, and natural resources. Experts say that the city is only one step away from being the host city. It will help the city and country to be more popular.

The city is getting more popular day by day. Malaga was chosen as the second-best city for expats. Now, Malaga silicon valley is getting mentioned in the international media. This news will draw more digital nomads to the city.

Now, the new properties in Malaga are starting to be constructed more with the latest news. The effect of the Spain tech center silicon valley is expected to be on various fields from real estate to commerce. The economy of the city will be more vibrant with the next news.

 

LEER MÁS

Real estate insurance is an essential part of property ownership, especially for individuals purchasing property in foreign countries like Spain. Whether you are a resident or a non-resident, protecting your property with adequate insurance coverage is crucial. This blog post covers various aspects of real estate insurance in Spain, including types of coverage, legal requirements, costs, and other important details.

 

What is Property Insurance?

 

Property Insurance in Spain   

 

 Before diving into the specifics of property insurance in Spain, it’s important to understand the general concept of property insurance. Property insurance is a type of coverage designed to protect your property—whether residential or commercial—against risks such as fire, theft, vandalism, and natural disasters.

Property Insurance Definition: At its core, property insurance provides financial protection for the physical structure of a property and sometimes its contents. This coverage ensures that if damage or loss occurs, the property owner can recover the value of the property or repair the damage.

 

Types of Real Estate Insurance

 

Real estate insurance can be divided into several types based on the type of property and coverage needs. The main types of real estate insurance in Spain include:

  1. Home Insurance Cover: This is the most common type of property insurance for homeowners in Spain. It covers both the building and contents of a property. For owners of holiday homes or second homes, this type of insurance is highly recommended.
  2. Theft Insurance: Covers damages resulting from theft or burglary, including the cost of replacing stolen items.
  3. Investment Property Insurance: If you own a rental or investment property, this specialized insurance protects against the risks involved in renting out the property. This may include damage caused by tenants, loss of rental income, and liability coverage for injuries on the property.
  4. Insurance for Technical Accidents: This covers damages caused by issues with engineering systems, such as burst pipes or flooding from neighboring properties.
  5. Civil Liability Insurance: Offers protection from potential legal and financial liabilities, including expenses for legal assistance and medical costs if someone is injured due to your property or its contents.
  6. Natural Disaster Insurance: Covers the restoration of your property in the event of natural disasters like earthquakes, floods, or hurricanes.
  7. Fire Insurance: Provides compensation for damage caused by fire, including repairs to the structure and replacement of affected items.
  8. Household Property Insurance: Protects personal belongings inside the home, such as furniture, electronics, and appliances, against damage, theft, or loss.

Overseas Property Insurance in Spain

For non-resident owners of properties in Spain, overseas property insurance is a valuable solution. This type of insurance caters specifically to foreign owners and can cover risks such as theft, fire, and vandalism while providing peace of mind that the property is properly insured from abroad.

What is title insurance in real estate?

While title insurance is not commonly discussed in Spain as it is in other countries like the United States, it’s important to understand what it covers. It protects the buyer against any legal issues regarding the ownership of the property. Title insurance ensures that the property's title is free of any legal encumbrances, such as undisclosed mortgages, liens, or claims of ownership by another party.

 

Property Insurance in Spain

 

In Spain, property insurance is widely available through banks, insurance companies, and online platforms. However, non-resident owners should be aware of some unique considerations when obtaining property insurance in Spain.

Homeowners in Spain are generally advised to purchase property insurance to cover a wide range of risks. The coverage options may include:

  • Fire and Smoke Damage
  • Flood and Storm Damage
  • Theft and Vandalism
  • Legal Protection

Home Insurance in Spain   

 

While property insurance is not mandatory for homeowners in Spain, certain types of coverage may be required in specific circumstances. For example:

Mortgage Requirements: If you have a mortgage on your property, the lender may require that you have insurance coverage for the building to protect their investment.

Community Insurance: In case you live in an apartment or a communal building, the community of owners is required by law to have insurance covering common areas (e.g., hallways, lifts, and the building’s structure).

Home Insurance in Spain

House insurance in Spain is not mandatory for homeowners, but it is highly recommended. Homeowners’ insurance in Spain typically covers both the building and the contents inside the property.

Some of the most common home insurance coverages include:

  • Building Coverage: Protection for the physical structure of the home, including walls, roof, windows, and doors.
  • Contents Coverage: Protection for the items inside the home, such as furniture, electronics, and valuables.
  • Third-party Liability: Coverage for injuries sustained by others on your property.

Is Home Insurance Mandatory in Spain?

Although home insurance is not legally required in Spain for private homeowners, certain situations may make it mandatory. For example, mortgage lenders typically require building insurance to protect the value of their loan. Additionally, communities of property owners may also have insurance obligations.

One of the common questions regarding property insurance in Spain is the difference between contents and building insurance. Building insurance covers the structure of the property, including the roof, walls, and floors. This is typically more expensive because it covers the cost of repairing or rebuilding the physical property. Contents insurance covers personal belongings inside the property, such as furniture, appliances, and valuables. This type of insurance is generally less expensive but can still be a significant investment if you have high-value items.

 

Additional Coverage in Spain

 

Spain is prone to certain natural disasters such as earthquakes, flooding, and wildfires. Depending on the location of your property, you may want to consider additional coverage for these risks. For example, properties near coastal areas may require flood coverage, while rural properties could benefit from wildfire insurance.

 

Can Non-Residents Get Home Insurance in Spain?

 

Spain is one of the best Mediterranean countries to invest in. So, after buying a property in Spain as an expat, do you need to be a resident in Spain to get insurance? No, non-resident homeowners can also get home insurance in Spain! Many insurance companies offer policies for overseas property insurance Spain, allowing foreign property owners to insure their homes without residing in the country. Non-residents may need to provide documentation such as proof of ownership, identification, and bank details.

 

Costs of Real Estate Insurance in Spain

 

Costs of Real Estate Insurance in Spain   

 

Just like the costs of buying real estate in Spain, the costs of insuring your property vary. The costs can vary widely depending on several factors, including the type of property, its location, the level of coverage, and whether you are a resident or non-resident. On average, it ranges from €80 to €100 per year. However, for high-value properties or those in risk-prone areas (such as coastal regions susceptible to storms), cost of insurance can be higher.

Home insurance costs in Spain are relatively affordable compared to other European countries like the UK, France, and Germany. In general, Spain offers competitive premiums with various options to suit different budgets. If you would like to learn about home maintenance costs too, you can read our related article.

Real estate insurance in Spain is a vital consideration for property owners, whether you are a resident or a non-resident. It offers financial protection against risks such as fire, theft, and natural disasters, ensuring that your property and belongings are safeguarded. Understanding the different types of insurance, coverage options, and legal requirements can help you make an informed decision when selecting property insurance in Spain.

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If you are dreaming of a luxury lifestyle in Europe, Spain is a marvelous place to reach this goal. The country’s serene beaches, top-notch amenities, and beautiful real estate options create the perfect environment to enjoy elevated standards. Whether you are an expat family, digital nomad, or retiree, the Spanish lifestyle has the potential to become your ultimate destination for relaxation and luxury living.

 

 

Luxury home in Spain with city view

 

Tips to Create a High-End Living in Spain

 

Spain offers a high potential to meet the expectations of every lifestyle, blending serenity, modernity, and luxury. Here is how you can make the most of it:

 

Get a Luxurious Home

 

Buying a luxurious property for sale in Spain is the first step toward a luxury lifestyle. These properties promise an exclusive lifestyle where you can sunbathe by your private pool, host a barbeque in your garden, and enjoy al fresco dining with a panoramic sea view. Both apartments and houses in Spain offer large indoors, stunning designs, and modern features such as underfloor heating, automatic blinds, solar energy, and smart home technology. Most residential projects include fitness centers, saunas, steam rooms, Turkish and Finnish baths, shuttle services, concierge, lobby, reception, movie theatre, and other modern amenities. All in all, getting the right home is essential to creating a luxurious lifestyle.

 

Explore the Luxury Hotspots in Spain

 

Spain’s coastal regions, such as Costa Brava, Costa del Sol, and Costa Blanca, have the ideal environment to enjoy a luxurious lifestyle. Spain’s best travel destinations boast not only a stunning nature, a mild Mediterranean climate, and vibrant culture, but also top-notch amenities and elevated standards. Here are the luxury destinations in Spain to enjoy modern comfort:

 

Marbella: Located in the Costa del Sol, Marbella is one of the best European destinations to visit and live. The city is home to luxury beach resorts, golf clubs, designer boutiques, and gourmet restaurants. Every detail in Marbella, such as VIP jets, SPA hotels, and beauty treatment centers, ensures a modern lifestyle. Marbella’s Puerto Banus, an extensive marina, has top-class restaurants, luxury clothing brands, and jewelry shops. Marbella’s Old Town, a historical center, is famous for its narrow streets with luxury boutiques.

 

Barcelona: If you are holding onto your big-city dream, Barcelona is the perfect Spanish metropolis for you. This highly popular city has a unique energy where the tradition meets the modern. Things to do in Barcelona, Spain include exploring the vibrant nightlife, fine dining options, designer boutiques, luxury hotels, and numerous beach clubs. The houses in Barcelona stand out with their luxurious designs, enriched with a focus on sustainability. Moreover, Barcelona’s strategic location allows its residents to explore nearby gems like Ibiza, with just a quick ferry ride.

 

 

Spain Marina   

                                                                                                                                                                                                                                      Alicante City: One of the luxury beach destinations in Spain, Alicante boasts golden sandy beaches, Michelin-star restaurants, and vibrant bars. This beautiful Costa Blanca has a vibrant tourism landscape, offering exclusive resorts and lucrative investment opportunities. Visitors can enjoy various amenities, including water sports, nature activities, historical landmarks, and dining at beachside restaurants. The luxury houses for sale in Alicante typically offer private swimming pools, extensive gardens, terraces, and smart technologies, ensuring a convenient lifestyle.

 

Benalmádena: A wonderful place in Costa del Sol, Benalmádena is famous for its luxury beach resorts, picturesque marinas, and cultural attractions. The city is vastly famous for its colorful attractions, such as Tivoli World, Benalmádena Golf, and Sea Life Aquarium. Benalmádena’s leisure center, Puerto Marina, stands out with its award-winning architecture and top-notch amenities, making it one of the top cities to visit in Spain.

 

Málaga: Málaga is a marvelous Mediterranean city with stunning historical landmarks, world-class museums, and a vibrant cultural scene. As the birthplace of Picasso, Málaga attracts art enthusiasts to its art galleries and cultural events. With its increasing popularity among expat families and digital nomads, Málaga seems to offer more advantages in the near future. Things to do in Málaga, Spain include exploring colorful festivals, trying our delicious cuisine, and special technological events. Málaga’s luxury properties bring along features such as tasteful Mediterranean designs, beautiful sea and nature views, and extensive amenities.

 

Sotogrande: Located around half an hour from Marbella, Sotogrande Cadiz is another prime destination for luxury living in Spain. Sotogrande’s golf resorts, fine-sanded beaches, restaurants, bars, and vibrant nightlife attract countless visitors and newcomers every year. By purchasing a luxury home in Sotogrande, you can have access to a marvelous life with a sea view, a natural setting, and contemporary amenities.

 

Estepona: One of the best places to visit in Spain, Estepona boasts a traditional Andalusian ambiance. The city offers the ultimate comfort for its residents and visitors. Estepona’s most important highlight is its daily amenities, featuring exclusive golf clubs, fine dining restaurants, designer boutiques, and luxury resorts. If you are dreaming of a nature-surrounded destination, Estepona is one of the luxury places in Spain for you.

 

Keep in Touch with Expat Communities

 

Sea-View Home in Spain 

 

                                                                                                                                                                                                                                              The expat communities in Spain are friendly and welcoming, making it easy to adjust. Even if you don’t know any foreigners living in Spain, you can get in touch with expat communities online. Spain has numerous expat communities that not only guide each other through daily life and procedures such as opening a bank account and subscriptions, but also create strong bonds.

Consider Investment Potential

Property investment in Spain often brings attractive returns, particularly the luxurious properties. As Spain continues to surge in popularity, it attracts a growing number of tourists each year, which puts a high demand on short-term rental properties. If you are planning to use your home seasonally, you can consider renting out your property for short-term income. This way, you can access a full ROI rate rapidly.

The luxury cities around Spain have experienced a rapid increase in value over the past few years. Between the dates of November 2023 and November 2024, the real estate markets in the following cities had a price increase of;

Alicante City: 18%
Benalmádena: 16.5%
Barcelona: 12.1%
Marbella: 13.1%
Málaga: 21.7%
Estepona: 12.5%
Benahavis: 8.3%

Dive Into a Luxury Lifestyle in Spain!

Spain’s unique blend of natural beauty, modern amenities, and cultural richness make it a prime destination for enjoying a luxury lifestyle. Whether you are looking for vibrant city life or beachfront living, Spain’s different cities meet your expectations perfectly. If you are ready to meet elevated standards, you can reach out to our professionals. We have a team of experts who are dedicated to find the perfect property according to your unique needs, expectations, and budget. Call us today and get your dream luxury home in Spain!

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The Spanish real estate market is expected to offer great chances in 2025, making it an ideal period for investors and homebuyers in Europe's top spots. Whether you're thinking of renting out a property, buying a second home, or moving to Spain, the future looks bright.

 

Why is Spain a Good Place to Invest in Real Estate?

 

Spain is a popular choice for international property buyers due to its Mediterranean beaches and lively cities like Madrid and Barcelona, offering many reasons for its appeal in real estate investment.

 

tourism boost rental income potential in Spain

 

Strong Demand for Housing

Spain's population is expected to remain stable, while demand for both primary and secondary homes in Spain continues to increase. In particular, areas popular with international buyers, such as Costa Brava, Costa del Sol, and the Balearic Islands, remain hot spots for foreign investors.

 

Tourism Boosts Rental Income Potential

Tourism plays a significant role in Spain's economy, and demand for short-term rentals remains high, particularly in major cities and coastal areas. Investing in Spanish property for rental income is a solid strategy, as there is a constant flow of tourists throughout the year.

 

Spain’s Government and Foreign Investment

The Spanish government continues to encourage foreign investment in the property market. Foreign buyers can invest in Spanish real estate, with a range of options available for residency or long-term stays, such as non-lucrative visas, work visas, and student visas. Additionally, Spain's favorable tax policies, transparent property transactions, and stable real estate market make it an attractive destination for international investors.

 

What Are the Potential Returns on Investment in Spanish Property?

 

Investing in Spanish property is still a good choice because property values are likely to increase soon. In 2025, the main reasons for good returns are more house sales in Spain, the tourism industry getting better, and more people wanting to buy in popular places.

In some of the most sought-after regions of Spain, property values have risen steadily over the past few years. Areas such as Madrid, Barcelona, and the Costa Brava have shown consistent increases in value. If this trend continues, purchasing property in 2025 could yield significant capital appreciation over the next 5-10 years.

Spain's booming tourism sector keeps popular places in high demand for short-term rentals. Cities such as Barcelona, Seville, and Valencia, and coastal spots like Marbella, are ideal for long-term rentals. Rental returns are likely to remain competitive, especially in places where tourism and short-term stays are high.

 

What are the Potential Returns on Investment in Spanish Property?

 

Why is Spain’s Economy Considered Stable for Property Investment?

 

Spain’s economic stability plays a key role in making the country an appealing destination for property investment. With a steady recovery from the challenges of the past decade, the Spanish economy is now on solid footing, backed by strong sectors like tourism, technology, and infrastructure development.

The Spanish economy is likely to grow steadily until 2025, thanks to increased spending both within and outside the country, and higher production levels. This growth will also boost investors' trust in Spain's real estate market.

Despite the global challenges of inflation and interest rates, Spain’s inflation levels have been managed effectively, and interest rates remain relatively favorable compared to other European countries. This makes it a good time to finance a property purchase in Spain, with mortgage rates still appealing for investors.

The real estate market in Spain has demonstrated resilience in the face of global economic uncertainties. Whether you are investing in Spanish property for sale or considering buying a home in Spain as a foreigner, the market remains a safe and profitable long-term investment.

 

Best Areas in Spain for Property Investment 2025

 

Costa del Sol is one of the most sought-after regions in Spain for property investment, especially for rental income. The area is renowned for its sunny climate, luxury resorts, and beautiful beaches, making it a prime destination for tourists and second-home buyers.

 

 

Best Areas in Spain for Property Investment 2025 

                                                                                                                                                         

 Key towns like Marbella, Malaga, and Estepona offer excellent returns on vacation rentals. Marbella, in particular, is known for its luxury properties, attracting affluent buyers looking for both permanent homes and vacation retreats. The strong tourism industry ensures a steady stream of short-term rental demand, making Costa del Sol a top choice for investors in 2025.

Costa Blanca, with its stunning coastline and pleasant climate, is another excellent area for property investment in Spain. Cities like Alicante and Benidorm are popular for both long-term residents and short-term tourists.

The region has become increasingly popular with international buyers, especially from the UK and northern Europe, due to its relatively affordable property prices.The demand for holiday rentals is high in cities like Denia and Javea, which are known for their natural beauty and relaxed lifestyle. Investors can expect strong rental yields and potential for property value appreciation in the coming years.

Both Costa del Sol and Costa Blanca are prime regions in Spain for those seeking rental income from property investments. Costa del Sol’s luxury rental market and Costa Blanca’s growing appeal among foreign buyers make them standout locations. Whether you're interested in short-term vacation rentals or long-term residential leasing, these regions continue to offer strong rental yields, making them some of the best areas in Spain to buy property​.

 

Q&A about The Property Market in Spain​

 

What are the property market trends in Spain for 2025?

 

The property market in Spain is expected to remain strong in 2025, with moderate prices across most regions. The demand for both residential and vacation properties continues to rise, particularly in coastal areas and large cities. Foreign investment is expected to play a significant role, contributing to the overall strength of the market.

 

Why is Spain a Good Place to Invest in Real Estate?

 

What are the economic forecasts for Spain in 2025?

 

Spain's economy is expected to grow at a stable rate through 2025, driven by a recovering tourism sector, strong domestic consumption, and strategic infrastructure investments. This economic growth supports a healthy property market, providing a solid foundation for real estate investment in Spain.

 

How can I minimize risks when investing in Spanish property?

 

To minimize risks, it’s essential to conduct thorough research, work with reputable real estate agents, and ensure legal due diligence is performed. Consider locations with high demand for rentals, and be mindful of property taxes and potential renovation costs.

 

Is 2025 a Good Time to Invest in Spanish Property?

 

Yes, 2025 is a good time to buy property in Spain. With favorable market conditions, an improving economy, and high rental demand, it presents an excellent opportunity for both investors and those looking to purchase a home. It's considered one of the best times to buy property in Spain in recent years.

 

What are the potential risks and opportunities for property investment in Spain in 2025?

 

Potential risks include fluctuations in property prices, changing tax laws, and the possibility of slower than expected recovery in the tourism sector. However, the opportunities, especially in high-demand regions outweigh these risks, making 2025 an excellent year to invest in Spanish property.

Spain's property market in 2025 offers promising opportunities for investors and homebuyers. With strong economic forecasts, a stable property market, and the potential for significant returns on investment, buying property in Spain or investing in Spanish houses has never been more attractive. Whether you're looking for a vacation home or a rental income property, Spain remains one of the best places to invest in real estate in 2025.

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Costa del Sol is home to numerous prestigious schools from primary schools to universities, private educational institutions to public schools.

One of the most important things while moving abroad is to find a good school for your children. Being near an appropriate school would be one of the significant things to consider when buying a house.

We have written this article to give you an idea about the school system in Spain and the best schools in Costa del Sol.

 

Educational Facilities in Costa del Sol

Is Education Compulsory and Free in Spain?

 

In Spain, for all children aged between 6-16 years old education is compulsory and free in public schools. Education is not compulsory from the age of 16-18 which is either upper secondary education (Bachillerato) or vocational training.

It is also possible to find the best high schools in Spain for ex-pats. Here you will find a brief guide to where to start in finding the best school for your child.

Some hints before start finding the best school for your kid:

• The first application period in Costa del Sol is generally in March. If you have a school in mind, March would be the right time to apply for Spain’s high schools.

• Be prepared to face a waiting list for the most well-known schools, whether private or public. The most important factor for public schools is the score you get from your residence address.

• You can check the listings on the official webpage of the Department of Educational Development and Professional Training in Andalusia. You can list all the relevant education centers by the name of the location and search. Here, you can find details about the levels, extra activities, languages ​​of instruction, and so on.

• You can check the websites of the best international schools in Spain’s Andalusia for more details on enrollment procedures and fees.

• If a student cannot pass the end-of-year exams, they must repeat the same academic year regardless of their level. This may be the case for foreign children as they may need an adjustment period in the first year.

 

Are Public Schools Good in Spain?

 

If you are planning to stay in Spain permanently, public schools will be one of the best options. Spain’s education system is good for international students in the context of opportunities and the environment. The district administrations also support the adaptation of new students, as many foreigners are on the Costa del Sol.

Enrollment in Spanish public schools is free for all residents and EU citizens. It is based on the address of the residence. So, it would be a good idea to check the effective area of possible schools.

Generally, schools offer an education from the age of 3 (Infantil) to the end of Secondary School (ESO). For some, the Primary School (C.E.I.P or Primaria) and Secondary School (I.E.S or ESO) may be separated.

Spain is a good country to study as an international student. The good quality of education is worth mentioning. You can also find public schools that have a bilingual curriculum indicated on the school name normally.

As said before, March is the correct time to apply if you have a chosen school in mind. Lists are published at the end of April, with quotas and student scores. So, there may be a second chance in May. For enrollment, you must first register your residential address (Padrón) at the town hall (Ayuntamiento).

 

What Languages ​​are Taught in Spanish Schools?

 

Spanish (Castellano) is the official language of instruction in public schools in Spain. However, in some regions, it will also be compulsory to learn the common official language of the respective region.

Spanish is the only official language here in the Costa del Sol region of Andalusia.

However, in private schools or international schools, the teaching language may differ. For example, Arabic schools in Spain can offer courses in Arabic. Or German schools in Spain would mostly follow the German curriculum and teach the main lectures in the German language.

 

Where are the Best of Spain’s International Schools in Costa del Sol?

 

Since it is a highly preferred residential area for expats, most of the international schools and best global universities in Spain are centered around Costa del Sol.

In Costa del Sol, you will find a wide choice of good international schools, from nursery to high school. Education in these institutions is mostly conducted in a foreign language. These can be English in British American schools in Spain or German, Swedish, Norwegian, and so on.

French schools in Spain mostly give lectures in french, or sometimes they might provide bilingual education. However, the most common international schools are the British schools in Spain. They are among the English language schools in Spain since the number of UK citizens living here is quite higher than the other nationalities.

International schools can be a good option for the smooth transition of children. Information about international schools is available on the home page of Embassies in Spain.

 

How Much are International School Fees in Costa del Sol?

 

Regarding fees, they can range from €2,000 to €15,000 per year. It generally does not include materials, lunch, transportation, and extra activities. The additional cost will be around €800 to €2,000 per year.

 

List of the Schools in Costa del Sol

 

Here you may find a list of some best private schools in Spain and well-reputed international schools in Costa del Sol:

  • Mayfair International Academy

The school is located western part of Costa del Sol, between the Estepona and Marbella. It provides education for children aged 3 to 18 years. It offers an international curriculum that follows the Cambridge program. Children will have a language-immersion environment.

 

The school is located in Estepona, in the heart of The New Golden Mile in the Costa del Sol. It was founded in 2004. They follow the British National Curriculum. Education is from kindergarten (2-3 years) to the end of primary school at age 12.

 

This is a private school in Málaga with a British International Curriculum for students aged 3 to 18 years old. The language of instruction is English but Spanish is also taught to all ages, according to the regulations of the Ministry of Education.

The campus is located in a unique natural area in the center of the Guadalhorce Valley. It is only 15 minutes from the city of Málaga. It is very well connected with the main roads to the rest of the region.

 

It was founded in 2009. It offers education from nursery to the end of primary school. This is a bilingual Spanish-English school located in the center of Málaga.

 

The college is located in San Pedro de Alcantara, Marbella. It offers the British Curriculum (the International Primary Curriculum, GCSEs, and A-Levels) and Spanish equivalent (ESO and Sixth Form). Laude San Pedro International College is chosen as the second-best school in Spain by Forbes’ Best 100 Schools list.

 

Founded in 1971, the school is now a modern education facility in Marbella with students of more than thirty nationalities. Children take English and Spanish lessons throughout their school years.

They follow the English curriculum, meaning in Years 10 and 11 students take GCSE or IGCSE courses. The three examination boards used are Cambridge (CIE), AQA, and Edexcel.

 

Alma Forest School is situated just outside of Sotogrande in Andalusia. This international school follows an international curriculum and accepts students from 3 to 14 years old. Escuela Bosque stage accepts admissions of pupils between 3-6 years old and children between 6-11 years can attend Primary School.

Alma Forest School encourages children to understand the world that we live in from early age with innovative practices and provide a healthy and natural learning environment.

 

Torrequebrada International College is a bilingual private school (Spanish and English) in Benalmádena. It offers education to Infants, Primary, Secondary, and Sixth Form Education.

In Infants and Primary, the school is authorized as a British School by the British Council. In Secondary and Sixth Form, authorized by the Spanish Ministry of Education and by the International Baccalaureate Organisation (IBO) for the International Baccalaureate Diploma Program.

 

It offers a British education that is complemented by Spanish studies and is located in Málaga. British School of Málaga is also part of the International Schools Partnership (ISP). The school is for pupils aged 3 to 18 and is among the best high schools in Spain.

 

The British College of Benalmádena is in the peaceful urbanization of Torremuelle. The prestigious school offers education from the pre-nursery level to the university entry level.

The college is fully recognized by both the Spanish and British Ministries of Education. It is a member of NABSS, the National Association of British Schools in Spain. The school follows both the British Curriculum and the main areas of the Spanish Curriculum. In this way, it gives qualifications from both the British and Spanish examination systems.

 

The school was founded in 1997. It has students from over 25 different nationalities and follows the British Curriculum. Education is from pre-nursery to the Sixth Form.

 

Founded over 50 years ago, the school is located in Torremolinos for pupils of ages 1-18. It consists of Pre-School, Primary and Secondary Schools. It follows a complete English National Curriculum, including GCSE from ages 14 to 16, and A-Levels from 16-18.

 

Located in Nueva Andalucia, Marbella, the school was founded in 1982 and has pupils from 3 to 18 years. It now offers an English-style education combined with Spanish language and culture education. In this way, they aim to enable students to gain proficiency from both the English and Spanish examination systems. Forbes has chosen Aloha College as the 5th best school among 100 others in Spain.

 

This private school is located in Mijas Costa, Málaga, and offers education to children from pre-school to high school. This is the oldest British School of the Costa del Sol, founded in 1968. The school offers the English National Curriculum as well as the Spanish ESO and Sixth Form.

 

  • German School of Málaga:Deutsche Schule MálagaLocated in Marbella, The German School of Málaga was founded in 1898. It is one of the best german schools in Spain and is approved by the Spanish education authorities.

The school is officially recognized by the Conference of Ministers of Culture and Education (KMK). It is subject to the Federal Republic of Germany’s supervision. The school offers bilingual education from nursery to the end of Secondary School.

 

The private Norwegian primary school is located in the beautiful town of Benalmádena. It is 15 minutes from Málaga and 40 minutes from Marbella. The school follows the Norwegian curriculum and provides education for children between the ages of 1 to 10.

 

The Swedish School Marbella is a small school for Swedish-speaking kids. The school follows the Swedish curriculum and the directives of the Swedish National Agency for Education.

The school was founded in 2003. The capacity is 200 students. The school is from preschool at 3 years of age to the elementary school F-9.

 

This is a private Finnish school located in Fuengirola, since 1991. The school consists of Pre-School, Primary School, and Upper Secondary School. It follows the national Finnish curriculum with compulsory Spanish offered in all grades.

 

Founded in 1968, the Liceo Francés de Málaga offers education from Pre-school to the Sixth Form. It is a member of the worldwide network of the Agency for French Education Abroad (AEFE). It offers to teach in accordance with the Spanish culture and the French National Education program with English as a third language.

 

  • French School in Marbella: École Française Internationale Marbella (EFIM)

EFIM is a primary school including the stages of nursery and elementary. It offers an innovative trilingual French-English-Spanish education. Their system is built on the hybridization of active pedagogies and is aligned with the French National Education program. EFIM will welcome French and non-French children aged 3 to 11 from September 2021.

 

Are There Good Private Spanish Schools in Costa del Sol?

There are a great number of private Spanish schools on the Costa del Sol. These schools offer a high-quality education just like international schools, following the Spanish curriculum in a bilingual environment.

 

Founded in 1971 and located in Fuengirola, the college is ranked among the best 50 schools in Spain in 2022. Being one of the best private schools in the Costa del Sol, it imparts the stages of Pre-school 0-2 years, Infant Education, Primary, Secondary, and Sixth Form.

The official language of the school is Spanish. But also in Infantil and Primary education, students have 50% of the day in Spanish and the other 50% in English.

 

Founded in 1985, this is a Spanish/English bilingual private school in Costa del Sol. It covers all stages of the current Spanish educational system: Early Childhood, Primary Education, Compulsory Secondary Education, and Sixth Form. Located in Marbella, it accepts students from Fuengirola to San Pedro de Alcantara.

 

Based in both Estepona and San Pedro de Alcántara (Marbella), Colegio San José is a private, secular bilingual education center. It covers all educational levels; Infant School, Primary School, Secondary School (ESO), and Sixth Form.

 

For more details on the Spanish school system, please read our article Education in Spain.

FAQ about Schools in Costa Del Sol

 

Q: What is the age for compulsory education in Spain?
A: Education is compulsory for all children aged 6 to 16 in Spain. It is free in all state schools.

Q: What are the school hours in Costa del Sol?
A: A school day in Andalusia is usually divided into two: 09:00-14:00 in the morning and 16:00-18:00 in the evening. There is usually 2 hours lunch break.

In some schools, education ends around 14:00. The rest is reserved for extracurricular activities after lunch. The hours also may differ in September and in June.

Q: Are kids wearing uniforms in schools in Spain?
A: In general, uniforms in public schools are not compulsory in Spain. Students in private schools or concertos (semi-private schools) often wear uniforms.

Q: How is transportation for schools in Spain?
A: The public school system is address-based, so children should go to the nearest school. But in most cases, there will be a school bus for transporting children.

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